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Florida Motorcycle Insurance
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The value of good motorcycle insurance often doesn't become apparent until you
really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Florida motorcycle insurance coverage you can count on. |
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Let our experienced Florida Motorcycle Insurance policy specialist explain the
different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. Optimal Insurance Group of Boca Raton, FL offers affordable motorcycle insurance policies from a leader in the insurance industry. This means more stable premiums and none of those 20% increases after the first year. |
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Learn more about Florida Motorcycle Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote request form for a Florida
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Florida Motorcycle Insurance agent specialist toll free at 888-487-1445 to discuss the policy features in more detail. |
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We are an independent Boca Raton, Florida insurance agency offering affordable
motorcycle insurance policy premiums in the following towns, cities and counties in south Florida: Boynton Beach, Gulf Stream, Delray Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Coral Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate, North Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, The Hamptons, Highland Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Boca Pointe, Juno Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates, Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper City, Davie, West Miami, Hollywood, Broward County, Martin County, Miami-Dade County, and Palm Beach County, FL. We can also offer Florida motorcycle insurance coverage services throughout the Sunshine state, including in Winter Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, and Jacksonville, FL. |
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Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Florida. |
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Click on the link below to fill out a secure quote request form for a cheaper Florida
Motorcycle Insurance policy premium quote that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Florida Motorcycle Insurance specialist toll free at 888-487-1445 to discuss the policy features. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. This is not required in Florida unless you displayed a financial irresponsibility following an accident. The minimum liability insurance coverage available for purchase in Florida is 10/20 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us toll free at 888- 487-1445 to discuss what liability coverage amounts you require to meet your family or personal needs. |
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Florida Liability Coverage limits explanation:
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10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Florida is $10,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Florida Motorcycle Insurance coverage. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Florida Motorcycle Insurance policy. |
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Florida Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Florida Motorcycle Insurance policy. |
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Florida Motorcycle Insurance FAQ
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Florida Motorcycle Insurance FAQ
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Florida Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Florida Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is not a required coverage for Florida Motorcycle Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required Florida motorcycle insurance coverage. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Florida Motorcycle Insurance FAQ
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Proudly Serving South
Florida Since 2002!
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Florida Motorcycle Insurance Information
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Optimal Insurance Group
4800 North Federal Hwy
Suite D-104
Boca Raton, Florida 33431
Palm Beach County FL
Toll Free: 888-487-1445
(561) 922-3663
Fax: 866-314-4026
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Optimal Insurance
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