Florida Business Owners Insurance Information
Businesses can bundle property and liability coverage into a Florida Business
Owners Insurance policy that allows your business to obtain broad coverage
with affordable premiums. Florida Business Owners Insurance is usually the
first step for small businesses looking to get basic property and liability
coverage and is a comprehensive and affordable insurance package for small
or medium sized businesses.
To qualify for Business Owners Insurance policies, a company should have
100 or fewer employees, and annual revenues should be less than $1 million.
Florida Business Owners Insurance will typically provide reimbursement for up
to a year of lost revenue resulting from an insured property loss.
Some businesses may find Florida Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance policy lacks in
flexibility it usually makes up for with lower premiums for your business.
We are an independent Boca Raton, Florida insurance agency offering less
expensive business owners insurance premiums to mid-sized, large, and small
businesses in the following towns, cities and counties in south Florida: Boynton
Beach, Gulf Stream, Delray Beach, Lantana, Rainbow Lakes, Atlantis, Lake
Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm
Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park,
Royal Palm Beach, Jupiter, Coral Springs, Fort Lauderdale, Parkland, Coconut
Creek, Margate, North Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield
Beach, The Hamptons, Highland Beach, Weston, Plantation, Playland Isles,
Melrose Park, Lauderhill, Sunrise, Tamarac, Wilton Manors, Oakland Park,
Lauderdale Lakes, Sea Ranch Lakes, Villages of Oriole, Pompano Beach,
Lauderdale-by-the-Sea, Boca West, Boca Pointe, Juno Beach, North Palm Beach,
Loxahatchee, Belle Glade, Palm Beach Shores, South Miami, Cutler Ridge,
Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City, Richmond
Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood Lakes,
Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami
Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian
Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa
Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland,
Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden
Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach,
Hallandale Beach, Ives Estates, Pembroke Park, Coral Gables, Kendall, Dania
Beach, Cooper City, Davie, West Miami, Hollywood, Broward County, Martin
County, Miami-Dade County, and Palm Beach County, FL. We can also offer
affordable Florida business owners insurance policy coverage services throughout
the Sunshine state, including in Winter Haven, Lakeland, Miami, Orlando, Tampa,
St. Petersburg, Tallahassee, and Jacksonville, FL.
Property Insurance Coverage
Florida Business Owners Insurance offers named perils or all risk insurance
coverage, similiar to general property insurance coverages. Enhancement
endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including software, money and securities,
off premises power failure and spoilage of food products, backup of sewers
and drains.
Liability Insurance Coverage
While similiar to Commercial General Liability Insurance, the liability part of a
Florida Business Owners Insurance Policy offers less flexibility in determining
your coverage limits for particular claims. Optional limits of $300,000,
$500,000 or $1,000,000 are available. Personal injury, products liability, fire
legal liability and premises medical payments are included. Also, Business
Owners Insurance does not include professional liability insurance.
Interruption Insurance Coverage
Business Interruption Insurance is usually included in Business Owners
Insurance policies and covers lost income and expenses incurred when a
company suffers disaster related damage. Ongoing operating expenses that
continue even if business is suspended, such as payroll, are also covered.
Click on the link below to fill out a secure quote request form for a Florida
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost. Or
you can speak with our Florida Business Owners Insurance specialist at
(561) 342-1695 to discuss the insurance policy features in more detail.
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
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Florida Business Owners Insurance Policy Information
Proudly Serving South
Florida Since 2002!
Florida Business Owners Insurance
Optimal Insurance Group
4800 North Federal Hwy
Suite D-100
Boca Raton, Florida 33431
Palm Beach County FL
(561) 342-1695
Fax: 866-314-4026
Optimal Insurance
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