Florida Business Owners Insurance Information
Businesses can bundle property and liability coverage into a Florida Business
Owners Insurance policy that allows your business to obtain broad coverage
with affordable premiums. Florida Business Owners Insurance is usually the
first step for small businesses looking to get basic property and liability
coverage and is a comprehensive and affordable insurance package for small
or medium sized businesses.
To qualify for Business Owners Insurance policies, a company should have
100 or fewer employees, and annual revenues should be less than $1 million.
Florida Business Owners Insurance will typically provide reimbursement for up
to a year of lost revenue resulting from an insured property loss.
Some businesses may find Florida Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance policy lacks in
flexibility it usually makes up for with lower premiums for your business.
We are an independent Boca Raton, Florida insurance agency offering less expensive
business owners insurance premiums to mid-sized, large, and small businesses in the
following towns, cities and counties in south Florida: Boynton Beach, Gulf Stream,
Delray Beach, Lantana, Rainbow Lakes, Atlantis, Lake Worth, South Palm Beach,
Palm Springs, Greenacres, Wellington, Haverhill, Palm Beach, Golden Lakes, Riviera
Beach, Glen Ridge, West Palm Beach, Lake Park, Royal Palm Beach, Jupiter, Coral
Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate, North Lauderdale,
Lighthouse Point, Hillsboro Beach, Deerfield Beach, The Hamptons, Highland Beach,
Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise, Tamarac,
Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages of
Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Boca Pointe, Juno
Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South
Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure
City, Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester,
Westwood Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami
Beach, Miami Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley,
Indian Creek, Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park,
Opa Locka, Bunche Park, Hialeah Gardens, Palm Springs North, Carol City, Norland,
Ojus, Miami Lakes, Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden
Beach, Aventura, Uleta, Miramar, Pembroke Pines, North Miami Beach, Hallandale
Beach, Ives Estates, Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper
City, Davie, West Miami, Hollywood, Broward County, Martin County, Miami-Dade
County, and Palm Beach County, FL. We can also offer affordable Florida business
owners insurance policy coverage services throughout the Sunshine state, including in
Winter Haven, Lakeland, Miami, Orlando, Tampa, St. Petersburg, Tallahassee, and
Jacksonville, FL.

Property Insurance Coverage
Florida Business Owners Insurance offers named perils or all risk insurance
coverage, similiar to general property insurance coverages. Enhancement
endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including software, money and securities,
off premises power failure and spoilage of food products, backup of sewers
and drains.
Liability Insurance Coverage
While similiar to Commercial General Liability Insurance, the liability part of a
Florida Business Owners Insurance Policy offers less flexibility in determining
your coverage limits for particular claims. Optional limits of $300,000,
$500,000 or $1,000,000 are available. Personal injury, products liability, fire
legal liability and premises medical payments are included. Also, Business
Owners Insurance does not include professional liability insurance.
Interruption Insurance Coverage
Business Interruption Insurance is usually included in Business Owners
Insurance policies and covers lost income and expenses incurred when a
company suffers disaster related damage. Ongoing operating expenses that
continue even if business is suspended, such as payroll, are also covered.
Click on the link below to fill out a secure quote request form for a Florida
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide exceptional
insurance coverage for your business at an affordable cost. Or you can speak
with our Florida Business Owners Insurance specialist toll free at 888-487-
1445 to discuss the policy features in more detail.
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.
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Florida Business Owners Insurance Policy Information
Proudly Serving South
Florida Since 2002!
Florida Business Owners Insurance
Optimal Insurance Group
4800 North Federal Hwy
Suite D-106
Boca Raton, Florida 33431
Palm Beach County FL
Toll Free: 888-487-1445
(561) 922-3663
Fax: 866-314-4026
Optimal Insurance
Florida
Business
Insurance
Group
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