Florida Boat Insurance Information - Palm Beach County FL Area
The value of quality Florida boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have Florida boat insurance coverage you can count on.
Let our experienced Florida boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical
coverage, and deductibles that are available for you to choose from. Optimal
Insurance Group of Boca Raton, FL offers affordable boat insurance policies
from a leader in the insurance industry.
Learn more about Florida Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote request form for an affordable
Florida Boat Insurance policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or you can speak with our Florida Boat
Insurance agent specialist at (561) 342-1695 to discuss the policy features in
more detail.
We are an independent Boca Raton, Florida insurance agency offering affordable boat
insurance policy premiums in the following towns, cities and counties in south Florida:
Boynton Beach, Gulf Stream, Delray Beach, Lantana, Rainbow Lakes, Atlantis, Lake
Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm
Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal
Palm Beach, Jupiter, Coral Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate,
North Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, The Hamptons,
Highland Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise,
Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages
of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Boca Pointe, Juno
Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South
Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City,
Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood
Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami
Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek,
Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche
Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes,
Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta,
Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates,
Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper City, Davie, West Miami,
Hollywood, Broward County, Martin County, Miami-Dade County, and Palm Beach
County, FL. We can also offer Florida boat insurance policy coverage services throughout
the Sunshine state, including in Winter Haven, Lakeland, Miami, Orlando, Tampa, St.
Petersburg, Tallahassee, and Jacksonville, FL.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Florida Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay
upfront (if any) before the boat insurance policy pays. The higher the deductible
chosen the lower the collision coverage cost of the Florida boat insurance
Covers damage caused to the insured's boat (your boat) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost of the Florida boat insurance policy.
Florida Boat Insurance Info
Florida Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
Florida is 10/20 and is explained in detail below. However, we recommend that you
choose liability insurance coverage amounts that are much higher than the Florida
minimums listed below. Contact us at (561) 342-1695 to discuss what liability
coverage amounts you require to meet your needs.
10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
Second number = bodily injury liability maximum for all injuries in one
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in Florida is $10,000.
Bodily Injury Liability
Florida Property Damage Liability
Florida Liability Coverage limits explanation:
Florida Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
Florida Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
Second number = uninsured boater maximum for all injuries in one
Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is not a required coverage
for Florida Boat Insurance. Contact us to discuss what uninsured coverage
amounts you require to meet your family or personal needs.
Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a boat accident
regardless of who caused the accident.
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Florida Boat Insurance Policy Information
Proudly Serving South
Florida Since 2002!
Florida Boat Insurance Information
Optimal Insurance Group
4800 North Federal Hwy
Suite D-100
Boca Raton, Florida 33431
Palm Beach County FL
(561) 342-1695
Fax: 866-314-4026
Optimal Insurance
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