Florida Boat Insurance

The value of quality Florida boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have Florida boat insurance coverage you can count on.

Let our experienced Florida boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical
coverages, and deductibles that are available for you to choose from. Optimal
Insurance Group of Boca Raton, FL offers affordable boat insurance policies
from a leader in the insurance industry.

Learn more about Florida Boat Insurance
coverage options below!

Click on the link below to fill out a secure quote request form for an affordable
Florida Boat Insurance policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or you can speak with our Florida Boat
Insurance agent specialist toll free at 888-487-1445 to discuss the policy
features in more detail.

Click here to fill out a

Florida Boat Insurance

quote request form

We are an independent Boca Raton, Florida insurance agency offering affordable boat
insurance policy premiums in the following towns, cities and counties in south Florida:
Boynton Beach, Gulf Stream, Delray Beach, Lantana, Rainbow Lakes, Atlantis, Lake
Worth, South Palm Beach, Palm Springs, Greenacres, Wellington, Haverhill, Palm
Beach, Golden Lakes, Riviera Beach, Glen Ridge, West Palm Beach, Lake Park, Royal
Palm Beach, Jupiter, Coral Springs, Fort Lauderdale, Parkland, Coconut Creek, Margate,
North Lauderdale, Lighthouse Point, Hillsboro Beach, Deerfield Beach, The Hamptons,
Highland Beach, Weston, Plantation, Playland Isles, Melrose Park, Lauderhill, Sunrise,
Tamarac, Wilton Manors, Oakland Park, Lauderdale Lakes, Sea Ranch Lakes, Villages
of Oriole, Pompano Beach, Lauderdale-by-the-Sea, Boca West, Boca Pointe, Juno
Beach, North Palm Beach, Loxahatchee, Belle Glade, Palm Beach Shores, South
Miami, Cutler Ridge, Princeton, Perrine, Naranja, Homestead, Florida City, Leisure City,
Richmond Heights, Pinecrest, Howard, Coral Way Village, Westchester, Westwood
Lakes, Brownsville, Sweetwater, Key Biscayne, North Bay Village, Miami Beach, Miami
Springs, Virginia Gardens, Hialeah, El Portal, Miami Shores, Medley, Indian Creek,
Surfside, Bal Harbour, North Miami, Biscayne Park, Pinewood Park, Opa Locka, Bunche
Park, Hialeah Gardens, Palm Springs North, Carol City, Norland, Ojus, Miami Lakes,
Biscayne Gardens, Hallandale, Sunny Isles Beach, Golden Beach, Aventura, Uleta,
Miramar, Pembroke Pines, North Miami Beach, Hallandale Beach, Ives Estates,
Pembroke Park, Coral Gables, Kendall, Dania Beach, Cooper City, Davie, West Miami,
Hollywood, Broward County, Martin County, Miami-Dade County, and Palm Beach
County, FL. We can also offer Florida boat insurance policy coverage services throughout
the Sunshine state, including in Winter Haven, Lakeland, Miami, Orlando, Tampa, St.
Petersburg, Tallahassee, and Jacksonville, FL.

Click here to fill out a

Florida Boat Insurance

quote request form

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.

Collision Coverage

Comprehensive Coverage

Medical Payments

Uninsured Boater Coverage

Liability Coverage (Bodily Injury/Property Damage)

Florida Boat Insurance Info

Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay
upfront (if any) before the boat insurance policy pays. The higher the deductible
chosen the lower the collision coverage cost of the Florida boat insurance
policy.

Collision Coverage - Florida Boat Insurance Policy

Collision Coverage

Comprehensive Coverage

Liability Coverage (Bodily Injury & Property Damage)

Medical Payments

Uninsured Boater Coverage

Covers damage caused to the insured's boat (your boat) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost of the Florida boat insurance policy.

Comprehensive Coverage - Florida Boat Insurance Policy

Collision Coverage

Liability Coverage (Bodily Injury & Property Damage)

Medical Payments

Uninsured Boater Coverage

Florida Boat Insurance Info

Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
Florida is 10/20 and is explained in detail below. However, we recommend that you
choose liability insurance coverage amounts that are much higher than the Florida
minimums listed below. Contact us toll free at 888-487-1445 to discuss what liability
coverage amounts you require to meet your needs.

10/20/10 10=$10,000 - 20=$20,000 - 10=$10,000

First number = bodily injury liability maximum for one person injured in an
accident.

Second number = bodily injury liability maximum for all injuries in one
accident.

Third number = property damage liability maximum for one accident.

Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in Florida is $10,000.

Liability Coverage (Bodily Injury & Property Damage)

Florida Boat Insurance

Bodily Injury Liability

Florida Property Damage Liability

Florida Liability Coverage limits explanation:

Collision Coverage

Comprehensive Coverage

Medical Payments

Uninsured Boater Coverage

Florida Boat Insurance Info

80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)

80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.

Collision Coverage

Comprehensive Coverage

Liability Coverage (Bodily Injury & Property Damage)

Uninsured Boater Coverage

Benefits Provided:

Florida Boat Insurance Info

100/300 100=$100,000 - 300=$300,000

First number = uninsured boater maximum for one person injured in an
accident.

Second number = uninsured boater maximum for all injuries in one
accident.

Uninsured Boater Coverage - Florida Boat Insurance

Example of Uninsured limits:

Collision Coverage

Comprehensive Coverage

Liability Coverage (Bodily Injury & Property Damage)

Medical Payments

Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is not a required coverage
for Florida Boat Insurance. Contact us to discuss what uninsured coverage
amounts you require to meet your family or personal needs.

Florida requires a minimum of $10,000 of (PIP) or personal injury protection
coverage. This coverage pays medical bills for injuries suffered in a boat accident
regardless of who caused the accident.

Click here to fill out a

Florida Boat Insurance

quote request form

Click here to fill out a

Florida Boat Insurance

quote request form

No Fault Coverage (PIP) - Florida Boat Insurance Policy

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